Nivoda has announced vacancies for Junior CAD Designer (Export Market) Recruitment 2026. Check eligibility criteria, salary, location, and apply online.
Published 21 Aug 2026
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Nivoda Careers & Recruitment
🏢 FinTech & Digital Lending Solutions
📍 Headquarters: Bangalore, Karnataka, India; Major Indian Offices: Delhi NCR, Mumbai, Hyderabad
🔥 1 Active Vacancies
About Nivoda
Corporate Overview & History
Nivoda Technologies Private Limited was founded in 2020 by a group of former bankers and software engineers with a vision to democratise credit access for underserved segments in India. Leveraging AI‑driven underwriting, real‑time risk analytics and a cloud‑native platform, Nivoda enables banks, NBFCs and fintech lenders to originate, service and manage loans at scale.
Since its inception, Nivoda has raised $45 million in venture funding from prominent investors such as Sequoia Capital India, Accel Partners and the Government of Karnataka’s Innovation Fund. The company now operates in more than 12 Indian states, processing over ₹3,000 crore of loan applications annually. Its core mission is “Smart Credit for All”, focusing on financial inclusion, data‑driven decision making and regulatory compliance.
Core Business Operations & Divisions
- Credit Underwriting Engine: AI/ML models that evaluate borrower creditworthiness using alternative data sources.
- Lending Platform Services: End‑to‑end SaaS suite covering loan origination, disbursement, repayment tracking and collections.
- Risk & Compliance: Real‑time monitoring, fraud detection and regulatory reporting modules.
- Data & Analytics: Dashboards for lenders to track portfolio health, churn, and profitability.
- Technology Hubs: Engineering centre in Bangalore (product development, AI research), a data‑science hub in Hyderabad, and a client‑engagement centre in Delhi NCR.
Career Opportunities & In‑Demand Roles
Nivoda’s rapid growth creates demand across multiple functions. Below is a snapshot of the most sought‑after positions:
| Role Category | Typical Positions | Experience Level |
|---|---|---|
| Engineering & Product | Software Engineer (Java, Python, Go), Full‑Stack Developer, Data Scientist, Machine‑Learning Engineer, DevOps Engineer | Fresher – 5 years |
| Product Management | Associate Product Manager, Product Owner, Business Analyst | 1 – 4 years |
| Risk & Analytics | Credit Risk Analyst, Quantitative Analyst, Fraud Detection Specialist | 2 – 6 years |
| Sales & Client Success | Enterprise Sales Executive, Client Success Manager, Implementation Consultant | 1 – 5 years |
| Operations & Support | Operations Analyst, Customer Support Lead, HR Business Partner | 0 – 3 years |
Hiring & Selection Process
- Online Application: Submit resume via Nivoda Careers portal or LinkedIn.
- Aptitude & Coding Test (for technical roles): 60‑minute online assessment covering logical reasoning, quantitative ability and a language‑specific coding round (Java/Python).
- Technical Interview: One or two rounds with senior engineers focusing on data structures, system design, product thinking and problem‑solving.
- Domain/Functional Interview: For risk, analytics or product roles – case‑study discussion, scenario‑based questions and KPI‑driven problem solving.
- HR & Culture Fit: Final round with HR covering motivation, cultural alignment, compensation expectations and relocation willingness.
- Offer & Onboarding: Formal offer letter, background verification and a 2‑week virtual onboarding program.
Salary Structure, Compensation & Benefits
Compensation at Nivoda is market‑aligned and includes a mix of fixed salary, performance‑linked bonuses and equity participation for senior hires.
| Role | Annual Fixed Salary (INR) | Performance Bonus | Equity/ESOP |
|---|---|---|---|
| Software Engineer – Fresher | 6 – 9 LPA | 5 % of CTC | – |
| Software Engineer – 3 yrs exp. | 12 – 18 LPA | 10 % of CTC | – |
| Data Scientist | 15 – 22 LPA | 12 % of CTC | 0.05 % – 0.15 % |
| Product Manager | 18 – 25 LPA | 15 % of CTC | 0.1 % – 0.2 % |
| Senior Risk Analyst | 20 – 28 LPA | 12 % of CTC | – |
Additional benefits include:
- Comprehensive health insurance (medical, dental, vision) for employee + immediate family.
- Flexible work‑from‑home policy (2‑3 days/week).
- Annual learning & development stipend (₹30 k).
- Paid parental leave, wellness programs and employee assistance services.
- Transportation allowance for office‑based staff in Bangalore, Delhi and Mumbai.
Application Guidelines & Eligibility
To be considered for a role at Nivoda, candidates should meet the following baseline criteria:
- Educational Qualification: Bachelor’s degree in Engineering, Computer Science, Mathematics, Statistics, Business Administration or related fields. For senior/lead roles, a Master’s degree (MBA, M.Tech, MSc) is preferred.
- Technical Skills: Proficiency in relevant programming languages (Java, Python, Go), data‑analysis tools (SQL, Pandas, Spark) and cloud platforms (AWS, GCP, Azure) for engineering roles. For risk/analytics positions, strong statistical modelling and familiarity with credit‑risk frameworks are essential.
- Soft Skills: Problem‑solving mindset, strong communication, teamwork orientation and a customer‑centric attitude.
- Eligibility: Indian citizens or OCI/PR holders; candidates must be legally authorized to work in India. Fresh graduates can apply directly; experienced professionals should submit a detailed portfolio or case‑study examples.
- Application Process: Upload updated resume, a concise cover letter (max 250 words) highlighting relevant experience, and any supporting work samples (GitHub repo, product case study, analytics report) on the Nivoda Careers portal.
For the latest openings, visit https://nivoda.com/careers. Nivoda encourages diversity and is an equal‑opportunity employer.
Job seekers interested in Nivoda recruitment notifications can review key eligibility criteria, age limits, pay scales, selection procedures, and application deadlines listed in the active vacancies below.