factori.com Careers & Recruitment

Corporate Overview & History

Factori.com was founded in 2020 by a group of former bankers and technology entrepreneurs with the vision of democratizing working‑capital financing for small and medium enterprises (SMEs) in India. Leveraging AI‑driven credit underwriting and a cloud‑native platform, Factori provides invoice‑factoring, supply‑chain financing, and short‑term credit lines to businesses that traditionally struggled to access bank loans.

Within three years, Factori expanded from a Bangalore‑centric startup to a pan‑India fintech with operational hubs in Mumbai, Delhi NCR, and Hyderabad. The company now serves over 5,000 SMEs across manufacturing, logistics, e‑commerce, and services, processing more than ₹3,500 crore in invoices annually.

Core mission: “Empower Indian businesses with instant, transparent, and affordable working‑capital solutions.”

Core Business Operations & Divisions

• Invoice Factoring Platform – End‑to‑end digital onboarding, automated credit scoring, and same‑day funding.
• Supply‑Chain Financing – Partnered with large corporates to extend early‑payment options to their tier‑1 and tier‑2 suppliers.
• Risk & Analytics – AI/ML models that assess credit risk, predict cash‑flow gaps, and monitor portfolio health.
• Technology & Product Development – Cloud‑native micro‑services architecture hosted on AWS, with a dedicated data‑science team.
• Operations & Customer Success – On‑ground teams in each operating city handling KYC, document verification, and relationship management.

Career Opportunities & In‑Demand Roles

Factori hires talent across four major streams:

Hiring & Selection Process

1. Online Application – Submit resume via Factori Careers portal or LinkedIn.
2. Aptitude & Logical Reasoning Test – 30‑minute timed test covering quantitative, verbal, and data‑interpretation questions.
3. Technical Round(s) – For tech roles: coding interview (online platform like HackerRank) + system‑design discussion. For analytics: case‑study & SQL/Python test. For business roles: role‑play or sales‑scenario simulation.
4. HR / Culture Fit Interview – Behavioral questions, discussion of Factori’s values, and expectations.
5. Final Offer & Background Verification – Salary negotiation, document collection, and reference check.

Salary Structure, Compensation & Benefits

Compensation at Factori is market‑aligned and includes a fixed salary component, performance‑linked bonus, and equity (ESOP) for eligible positions.

Other perks include: free meals (in office), annual team‑offsites, mentorship program, and a transparent promotion ladder (L1 → L2 → L3 → Lead → Manager).

Application Guidelines & Eligibility

• Educational Qualification: Minimum bachelor’s degree relevant to the role (e.g., B.Tech/BE for engineering, B.Com/CA for finance, MBA for senior business roles). Top‑tier institutions are preferred but not mandatory.
• Technical Skills:
  • Software roles – proficiency in Java, Python, Node.js, React, AWS, Docker/Kubernetes.
  • Analytics – strong SQL, Python/R, statistical modeling, Tableau/PowerBI.
  • Business – excellent communication, negotiation, CRM tools (Salesforce, HubSpot).
• Experience: Freshers (0‑1 yr) can apply for entry‑level positions. Mid‑level roles require 3‑7 years of relevant experience with demonstrable impact.
• Eligibility: Indian citizens or OCI/PR holders. Must be legally eligible to work in India. Background check clearance required.
• How to Apply: Upload updated resume and a concise cover letter on Factori Careers or via LinkedIn. Mention the job reference code (e.g., ENG‑L1‑2024) in the subject line.

Job seekers interested in factori.com recruitment notifications can review key eligibility criteria, age limits, pay scales, selection procedures, and application deadlines listed in the active vacancies below.